Depending on your health insurance provider and plan, counseling services may be covered or reimbursed. Please contact your provider to verify how your plan reimburses for psychotherapy services.

A few questions to ask your insurance provider to help determine your benefits:
• Does my health insurance plan include mental health benefits?
• Do I have out of network coverage? Are there specific providers I must use?
• Do I have a deductible? If so, what is it and have I met it yet?
• Does my plan limit how many sessions per calendar year I can have? If so, what is the limit?
• Do I need a written approval/referral from my primary care physician in order for services to be covered?

Understand that using insurance for therapy has significant implications that may include but are not limited to:
• Increased access to your personal health information
• A diagnosis requirement which becomes a part of your permanent health record
• Limitations on coverage for services that are not medically necessary as determined by the insurance company
• Limitations on the length and frequency of service
• Limitations on the mode of service - Walk & Talk, Outdoor Play, and Teletherapy may not be covered

You have rights! For more information about your privacy rights and healthcare provider responsibilities visit: The U.S. Dept of Health and Human Services. Also feel free to review and revisit Stokewell's Privacy Policy which is regularly updated.

Does my North Carolina therapist take insurance?

Stokewell is committed to broadening access to quality mental health care, particularly for marginalized populations in geographically isolated areas. In that effort, we've partnered with Headway, an insurance billing service that connects clients who want to use health insurance with qualified counselors. Through Headway, we currently accept several insurance plans.

If you would like to use insurance, click below for more detailed information.